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My Setup in China
Where I Lived and Worked
Banking in China
Banking was a little awkward for me in China but worked well. So to explain. In some countries Mastercard and Visa are the main distributors of all cards, in some countries they are not the default. In Germany, it is Girocard. In China, it is UnionPay. When I was in Australia, I went to a Bank of China and got a bank account, but as they explained it was not a UnionPay card. Mastercard and Visa work at ATMs but not in shops or resturaunts. Similarly this is the case in Germany mostly. Some places do, but in most countries the default eftpos machines used in stores only take the default card type for the country. Some places will upgrade to a more expensive eftpos machine that takes a wider variety (such as supermarket chains in Germany), but most average shops don’t need to bother.
So when I got to China, I went to a Bank of China close to me and got a Chinese card. I also went to the domestic bank for my state, Bank of Guizhou, and set up an account with them. It was awkward with using translators but were able to process it with my passport. The issue was, in finding out that these cards had issues buying things online Internationally. Took me a while to work it out, but between the two cards worked well for being paid and what I needed in the country.
School and Teaching